Life insurance can help you secure your family’s financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living. In addition to calculating how much life insurance you need, there are a variety of life insurance options depending on your needs. Life products are continually changing and we can provide you with the latest information and policies available as the kind of policy you choose depends on your needs.
Term Life Insurance is a low-cost way of providing the largest insurance protection for your premium dollar. Universal Life is a flexible-premium policy, that unlike traditional cash value life insurance, divides the pure insurance protection and the cash value accumulation into separate and distinct components. Whole Life provides permanent protection for the whole of life – from the date of policy issue to the date of the insured’s death, provided that premiums are paid.