Consumer Driven Healthcare

Life & Health InsuranceThe consumer-directed health care model may be attractive to employers and employees alike because it offers expanded choice and potential savings. A properly designed consumer-driven health care model offers encouragement for employees, their families and other dependents to take a more active role in managing their health and health care service use and lowers the overall health care costs for employers.

The Consumer Directed Health Care movement is a reaction to ever-rising health care costs. In the past, employees have been shielded from the real cost of health care, however, they, are now being asked to be more informed and cost-conscious consumers of health care. Employers are choosing major medical insurance plans with higher deductibles and co-pays in order to secure lower premium costs. To lessen the increased cost to employees these higher deductible plans have been paired with one or more types of consumer-driven healthcare programs such as a Health Reimbursement Account (HRA), Health Savings Account (HSA), or a Flexible Spending Account (FSA).

We will work with you to develop a program tailored to your individual circumstances. Contact us for a Marketing Analysis at (972) 355-2205.

August 23rd, 2016 by The Diamond Benefit Group