The Affordable Care Act (ACA) has several requirements for individual health plans including 10 essential health benefits. Depending on your household income, you may be eligible to receive government subsidies to help cover the cost of your individual health insurance.
In order to qualify for healthcare subsidies, you must complete a marketplace application. We are certified to assist you in enrolling for coverage inside the federal marketplace during the annual open enrollment period. Navigators, Application Assistors, or marketplace Customer Service Representatives are not licensed and therefore cannot provide you with professional advice on any of the health insurance options at the marketplace.
The marketplace requires you provide written CONSENT FORM authorizing an agent prior to completing enrollment application along with written Verification of Attestation for the Marketplace Application before the application can be submitted.
Open Enrollment Period Closed January 15th, 2025
(Outside of the yearly open enrollment period, you can sign up for health insurance, if you qualify for a Special Enrollment Period (SEP). Certain life events, including losing health coverage, moving, getting married, having a baby or adopting a child, or if your household income is below a certain amount, may allow you to enroll within 60 days of the life event.)
Debbie Fleck is a licensed Agent in Texas and is certified to assist Individuals and Families purchase health insurance through the Federal Marketplace Exchange. Debbie abide’s by NAHU’s Code of Ethics, which requires Debbie always make health care coverage recommendations with the customer’s best interest in mind. Debbie has advanced training and holds numerous designations and certifications as indicated in her biography.
Over the past decade carriers participating in the individual market have changed dramatically. Compare Marketplace Plans using a simplified enrollment platform. You have access to all the same plans available at healthcare.gov government website at the same premiums while utilizing a simplified enrollment platform. If you prefer to enroll directly through healthcare.gov, the following information must be entered at the beginning of the enrollment process in order to obtain professional advice from Debbie as a licensed agent.
Agent Information Needed for Enrollment in the Marketplace (healthcare.gov)
Agent Name: Deborah L. Fleck
FFM#: FADKAL1044540
NPN#: 1019320
